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20 HENRY STREET, St. Catharines (Downtown) — listed at $519,000. Earn buyer cashback at closing. No catches, just more money in your pocket.
Located in the heart of downtown St. Catharines, this fully rented legal duplex presents a strong turnkey opportunity in a buyer-friendly market. The main floor unit generates $1,850 per month plus hydro, while the upper unit is now vacant, offering flexibility to live in one unit and rent the other, or lease it out at current market rents. The property has been professionally managed with a consistent tenant history, and the management company is open to remaining in place to ensure a smooth transition. The main floor offers three bedrooms, a full bathroom, and an unfinished basement, while the upper unit features two bedrooms, a 4-piece bathroom, and a private entrance off Henry Street. Shared laundry adds convenience, with direct access from one unit and an additional side entrance. Set in a walkable neighbourhood just minutes to Montebello Park, restaurants, shopping, transit, and everyday amenities, this is a smart option for investors looking to start or expand their portfolio with a reliable income-producing property. Minimum 24 hours' notice required for showings. (id:60164)
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Upper Level | 4.3 x 2.9 meters |
| Bedroom | Upper Level | 4 x 2 meters |
| Bathroom | Upper Level | — |
| Dining room | Upper Level | 4 x 3.1 meters |
| Kitchen | Upper Level | 2.7 x 2.1 meters |
What's the parking situation?+
This property includes 2 spaces — No Garage.
Is this a good starter home?+
At $519,000, this is priced in starter-home territory for St. Catharines (Downtown). With multiple bedrooms, it has room to grow into. Factor in property taxes when calculating your true monthly cost.
How is the home heated? Is it efficient?+
Heating is forced air, natural gas. Gas heating is generally the most cost-efficient option in Ontario winters.
What are the ongoing costs beyond the mortgage?+
Budget for annual property taxes of $3,338, heating is forced air, natural gas. Always verify the latest figures with your agent before making an offer — these change yearly.
Does it have a basement, and is it finished?+
Yes — Unfinished, Partial. A finished basement adds meaningful living space beyond the listed square footage.
Is 20 HENRY STREET a good fit for a growing family?+
With 5 bedrooms and 2 bathrooms, there's room for kids plus a guest room or home office. The 2-storey layout keeps living and sleeping areas separated.
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